Every day, an expert from the T-Online Councilor editorial team answers a reader question about money. Today: increases the care of relatives the civil servant pension?
Anyone who maintains a relative can be rewarded with better protection in old age. Under certain conditions, the long -term care insurance fund pays contributions to the statutory pension insurance. But does that also apply to civil servants?
This is asks a T-Online reader who cares for his husband, who lives in the same household, with care degrees 2. He himself is a former civil servant and now retired. He would like to know: “What claims can I assert?”
According to § 3 sentence 1 No. 1a Sixth Book of the Social Code (SGB VI), the compulsory insurance in statutory pension insurance also applies to nursing civil servants. You will receive your compensation for care via a pension from the statutory pension insurance – your civil servant board does not increase due to care.
However, pension is only paid if the officials meet the general waiting time for the purchase of a legal pension. This is five years. If civil servants do not come to so many years of contributions, the maintenance of relatives is nevertheless taken into account – then by a nursing surcharge on their civil servant pension (§ 50d law on the care of the federal civil servants and judges, BeamtVG).
In order to get the care surcharge on the retirement content, officials have to maintain relatives in the home environment and not to work. In addition, the care must take at least 14 hours a week (for the right to pension points at least 10 hours, distributed over at least two days a week). At the same time, the caregiver must not be employed for more than 30 hours a week. In order to receive pension points or nursing surcharge, caring relatives must apply for an application to the person in need of care.
If the civil servant pension is already very high, it may be that the care surcharge is shortened or is completely eliminated. Because the sum of the retirement content and nursing surcharge must not exceed the individual’s individual care. This is 71.75 percent of the retirement capable of retirement from the power amplifier of the grade, from which the retirement content is calculated. In other words, the official must not get more than 71.75 percent of his last salary, which counts for the calculation of the pension.
If civil servants do not receive a surcharge for the pension for their care work, but a legal pension, a maximum limit for the sum of pension and pension applies (details on this in § 55 paragraph 2 BeamtVG). The beyond that is then shortened. This is to ensure that officials are not treated twice, but only get as much money as it would have been the case if they had spent their entire working life as civil servants.
The following applies: If pension and civil servants are lower than the cut limit or together exactly as high as this, both remuneration are fully paid. If the pension is higher than the reduction limit, the civil servant supply rests completely and the pension is paid in full.
