Tax authorities has put the focus on this 2025 in all the movements of citizens with the aim of avoiding fiscal fraud and money laundering. The ministry that directs María Jesús Montero It will also increase control to all transfers that are made through Bizum, the star shipping application between individuals and companies. Consult in this article all the limits of movement of money and how it affects the Bizums that are carried out between parents and children.
Since its creation last year 2016, Bizum It has become an indispensable application in the day to day of millions of Spaniards. This tool, which allows users to send free and instantaneous money, has 28 million active users and in almost 10 years 3,400 million transactions have been made. These numbers are due to the agreement with the majority of the financial entities of Spain that allow the sending of money through this application.
Therefore, the Ministry of Tax authorities This year has been proposed to bring greater control over all shipments that are made through the Bizum application. Workers assigned to the Special Regime of Autonomous Workers (RETA) will be subject to greater control by the Tax Agency and their income and charges will be submitted to an investigation in a monthly and not annual way, as was the case to date.
Tax authorities It also establishes certain limits on money shipments and this influences the Bizums that can be done between parents and children. From 3,000 euros, financial entities have to report from the movement to the Tax Agency And it will be from 6,000 when from the Ministry of María Jesús Montero They can make a requirement to citizens. This will not reach more whenever the movement of certain amounts can be justified, such as when it comes to the gift of a relative for a wedding.
The limits when making bizums
Bizum It also establishes a series of limits for users that, if exceeded, can even see their bank account suspended for a while. The maximum amount per operation cannot exceed 1,000 euros and the number of operations sent or received in one day cannot exceed the 2,000 euros. The total operations sent for a month has a limit of 5,000 euros. Bizum also establishes limits for the operations received in a month, which cannot exceed 60 euros.
- Maximum amount per operation: 1,000 euros.
- Amount of operations sent by client in one day: 2,000 euros.
- Amount of operations sent by customer in a month: 5,000 euros.
- Number of operations received by a customer in a month: 60 operations.
- Amount of operations received per customer in one day: 2,000 euros.
The platform also makes clear through its official website that, in the case of payments made in shops or in the case of donations, there will be no limit.
News with Bizum in 2025
This year 2025 has arrived with several novelties in regard to Bizums. For example, in this campaign of the income statement that began last Wednesday, April 2, taxpayers who have to pay money to Tax authorities They can do it with this application instantaneously. It should be remembered that citizens to whom the income statement goes out to pay can do so in a fractional way: the first payment of 60% when the deletion is confirmed and the remaining 40% before November 5.
Most Spanish municipalities also allow 2025 to pay garbage taxes or vehicles with the platform Bizum. This gives more facilities to citizens, which will no longer have to move to the sum, to the bank or make a bank transfer that can take a few days. As of this year, a quick, free and safe payment can be made through the Spanish application that has already begun its expansion for the rest of Europe.
