Keep dollars under the mattress It is a well -known Argentine “tradition” that has been transmitted from generation to generation. While, due to the constant inflation and devaluation of the different Argentine currencies that were there, it is a better option than treasure the local currencyit is an option that loses purchasing power.
This occurs due to the International inflation. In other words, dollars also go upsomething that can be noted with the price of a property or a car expressed in the American currency now and the value they had 50 years ago. To avoid slow, but constant deterioration of the currency and even obtain real yieldsthe key is in invest in dollars.
How to get out of the “dollar mattress” and start investing
Natalia Andrea GorgoschidseNati Finance specialist and creator, explains, through a video on Instagram, that one of the ways she implemented for get out of the dollar mattress It was to carry out personal finance courses.
However, it was not enough to address the fear I had to investso he decided to contact a financial advisor. As reported, the problem at this point was that it did not connect with its Personal situation.
Therefore, personally, he decided to start investigating, testing from the most conservative instrument that existed. For the specialist, there lies the key to starting lose.
In this sense, at least risky and then, gradually, the risk can be risen, with the least possible amount. A simple example would be start by investing US $ 100 on a common investment fund in dollars.
In this way, feeling how a common investment fund works and what it is like to invest, over time the person will feel prepared to take the next step. The specialist remembers that, when he is going to PLACE MONEY IN A FCIthe platform usually order it from the least risky to the highest risk.
When entering each FCIyou can see the distribution, portfolio composition and how the risk administrators manage the risk.
How to invest through the Stock Exchange
Invest in the Stock Exchange It requires having a principal account, which can be opened through a broker or through an operator, such as a bank. In the case of opting for the latter, it usually reaches with Contact a representative to start the opening process of an investment account.
If the option chosen is a broker, the procedure can vary according to the entity with which it operates, but, in general terms, a series of common steps are followed for open an account on the bag.
The first is to go to the website or download the application of the selected broker. Once there, the user must Complete a form with your personal data. Subsequently, you must perform the identity verification steps and enter additional data, such as approximate income and the percentage of money that you plan to allocate to investment.
One of the key steps in this process is to complete the so -called “investor test“, which is essential for a broker agent to offer recommendations on what types of assets are more appropriate according to the Risk tolerance.
In the case of investing for the first time and the user “fear” either “distrust“That the specialist mentioned, it is most likely that it is a conservative or ultraconservative profile. When confirming the opening of the account, the investor will be able to start Operate little by little until you gain confidence.
How many dollars can be purchased per window at the bank after the end of the stocks
After the measures taken by the government of Javier Milei, communicated by Luis Caputo, after almost six years the stocks were eliminated to the dollar. For human people, There will be no more the limit of US $ 200 per monthnor all restrictions associated with subsidies, public employment or social benefits. In addition, Arca will eliminate tax perception on the purchase of foreign exchange in the MLC, except in the case of tourism expenses or cards abroad. However, there is a limitation for the purchase of dollars and has to do with the sale of banks in person through the windows.
From the Government they explained later that the measure ruled only for those who want to go to the bank with pesos in hand to take dollars: in that case there will be a limit and will be 100 dollars. That is, with the elimination of the stocks anyone can buy dollars, but those who do it Physically they can acquire only US $ 100 per month, Unlike what can be done through homebanking, where there are no limits for the purchase of foreign currency.
The statement that regulated it is the number 8226, through which the Central Bank informed banks and financial institutions what will happen since April 2025.
