Ensuring a vehicle implies a considerable monthly disbursement, which varies according to factors such as coverage and car model. The details
04/15/2025 – 05: 26hs
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Despite having various public transport options, in Argentina many people prefer to have a car own for the comfort and flexibility it offers to move. However, access to a vehicle is not the same for all, and maintenance, which includes the cost of sureIt can be a considerable challenge for many families.
Powered by inflation, tax burden and constant increase in fuelin 2025 the maintenance cost of a car is still increasing. To this are added Expenses in Insurance and Patentwhich generates a series of fixed and variable costs that can considerably affect the monthly budget of the owners.
How much does it cost to ensure a car today?
The monthly average cost of insurance for a standard car in Argentina is approximately $ 83,000. This amount can vary according to the insurer, the type of coverage chosen and other factors such as the vehicle model (Premium models, high -end vehicles), the residence zone and the driver’s history, as a history of claims.
Despite being an important expense, having adequate insurance is essential to protect heritage and face unforeseen events, such as accidents or robberies.
What factors influence the price?
Sector specialists point out that, in addition to inflation, there are key variables that explain the current amounts:
- Autopartes replacement costmany of them tied to the official dollar.
- Accident ratewhich comes on the rise in urban areas due to the increase in the automotive park and the lack of controls.
- Theft indexespecially in the AMBA, where insurance all risk has greater demand.
- Update of insured sumswhich seek not to be behind the depreciation of the weight.
How to choose the right insurance
Experts recommend comparing coverage beyond the price. Sometimes economic insurance does not cover what one needs. You have to look at the small print: if it includes Breaks of lunetas, hail, mechanical aid or replacement vehicle.
In addition, the use of digital comparison platforms grew in a sustained way. Sites such as 123 Secure, compares or iúnigo allow to quote in minutes and hire online, which has also pushed greater competition among insurers.
Other expenses of your vehicle in 2025
- Patent: in the Buenos Aires Citythe patent tax corresponds to 5% or 6% of the value of the vehicle, and is paid in six bimonthly installments. However, it is relevant to emphasize that Cars with more than 10 years of age are exempt from this payment.
- Parking lot: The rent of a fixed garage can cost above the $ 70,000depending on the area.
- Vehicle washing: Two monthly washes, at a cost of $ 15,000 each (average), total $ 30,000 monthly.
In conclusion, the cost of sure of car In 2025 it has become a significant expense for Argentine drivers. With an average of $ 83,000 per month for standard insurance, this expense can vary according to factors such as the type of coverage, the driver’s vehicle model and history. Despite its importance, it is essential to choose adequate insurance that protects heritage against unforeseen events, such as accidents or robberies, which makes crucial compare options and understand the terms of each policy well.
