Either because you want to get the dollars under the mattress or simply “change” dollars face girl By large face without incurring expensive commissions, operations must be used through a bank. These are usually controlled by ARK When the current limits are exceeded.
And, although ARK defined the new parameters for the Operations in pesosin the case of dollars It is a bit more complex. This is because other factors such as famous Criminal Criminal Law.
How many dollars can be deposited without having problems with ark
For deposit dollars Without having problems with ARK It is key to keep in mind several aspects. On the one hand, the dollars that were legally acquired, that is, those who are “declared” either “registered“In the bank.
In this sense, a person who never bought dollars in the formal circuitas in the market MEPit is very difficult to justify a purchase, even if you have Formal income in pesos That they are consistent with the sum.
This is because ARK Not only does it evaluate income as such, in this case in pesos, but also to the formality of purchase in the case of dollars. That is, although a sum can make sense, not being registered as a formal acquisition (official dollar, tourist or MEP) the treasury concludes that it was bought in the informal market, which is punishable by the Criminal Criminal Law.
In this way, it is advisable is deposit dollars that they have been acquired by any of the legal routes or that, if they have acquired them in a form “illegal“They have bleached in the last bleach or some of the above.
Also, as of January 1, 2025, ARK You can request information from banks if the movements exceed certain amounts: consumption, income and expenditures for $ 600,000, income or accreditations, deposits, extractions and final balances for $ 1,000,000 and transfers only for virtual wallets for $ 2,000,000.
$ 600,000 apply to the total Consumption with debit cards of the country, as well as total income or expenses in virtual wallets. In the case of one million pesos, it is applied in the total bank accreditations registered in the month, as well as in the total Term deposits constituted in that period.
In turn, they are included cash extractions in the country or abroad, by window, ATM or any other means. The final balances of Bank accounts or virtual wallets The last business day of each month.
In the case of using $ 2,000,000, applicable only for bank or virtual transfers superior to said amount. While in this case it is dollars, banks usually do the Conversion to pesosdepending on the official exchange rate, to include it within these parameters.
What are the sanctions provided for in the Criminal Criminal Law?
The Criminal Criminal Law Pena the following actions:
- Any change negotiation that is carried out without intervention of an authorized institution to carry out such operations
- Operate in changes without being authorized for this purpose
- Any false statement related to change operations
- The omission of rectifying the statements produced and of making the corresponding readjustments if the real operations were different from the denounced
- Any change operation that is not carried out by the quantity, currency or the type of contribution, in the deadlines and other conditions established by the regulations in force
- Any act or omission that violates the rules on the change regime
Regarding sanctionsthis is on the rise as recidivism in the Succession of factsbeing as follows:
- The slightest sanction provided for in the norm for the first time is the fine of up to 10 times the amount of the operation in infraction
- Before the first recidivism, the amount of the operation in infraction is sanctioned with imprisonment from 1 to 4 years
- The second recidivism is sanctioned with imprisonment from 1 to 8 years and the maximum of those set in the previous cases
It should be noted that, in this last case, use the copulative conjunction “And”, so the sanction It is not only in prison, but also applies the maximum of the fine set in the above assumptions, so the amount of the infraction operation.
In the case of the first recidivism, use the disjunctive conjunction “or” (prison or fine and not both). However, it is worth mentioning that there are no public cases in which this type of sanctions.
How many dollars can be purchased per window at the bank after the end of the stocks
After the measures taken by the government of Javier Milei, communicated by Luis Caputo, after almost six years the stocks were eliminated to the dollar. For human people, There will be no more the limit of US $ 200 per monthnor all restrictions associated with subsidies, public employment or social benefits. In addition, Arca will eliminate tax perception on the purchase of foreign exchange in the MLC, except in the case of tourism expenses or cards abroad. However, there is a limitation for the purchase of dollars and has to do with the sale of banks in person through the windows.
From the Government they explained later that the measure ruled only for those who want to go to the bank with pesos in hand to take dollars: in that case there will be a limit and will be 100 dollars. That is, with the elimination of the stocks anyone can buy dollars, but those who do it Physically they can acquire only US $ 100 per month, Unlike what can be done through homebanking, where there are no limits for the purchase of foreign currency.
The statement that regulated it is the number 8226, through which the Central Bank informed banks and financial institutions what will happen since April 2025.
