ARCA, EX AFIP New controls on dollar expenses

ARCA implements a new control for dollar spending with credit cards abroad and will impact the categorization of the monotax

04/16/2025 – 11: 00hs

Within the framework of the stock of the stocks to the dollar with the continuity of the perception of 30% of the income tax for the expenses in dollars, it takes relevance an ark measure that will begin to govern next July and that Requires banks very detailed information by each operation abroad and its user.

The information can appear on the site our ark part and influence the categorization of the card user monotax.

Who will inform about dollar expenses

By General Resolution 5662/2025, ARCA (EX AFIP) modified on March 10 the information regime corresponding to financial activity, as it includes as subjects obliged to the administrative entities of credit cards, purchase or debit.

By this regime, card administrative entities must inform, among other aspects, the abroad consumption made by holders and additional credit cards, purchase and/or debit issued in the country.

With the aim of providing a relevant information ark in order to exercise their control functions, The obligations to inform are strongly expanded of those entities with respect to their clients and their consumption.

What information should the cards provide ark

The detail of the operations abroad corresponding to headline cards issued in the country that must inform the administrative entities of the plastics is the following:

• Card number.
• Credit, purchase and/or debit card brand.
• Unique Tax Identification Key (CUIT) of the credit card issuing the credit, purchase and/or debit card.
• Operation date.
• Country identification.
• Identification of origin currency.
• Amount of the operation in foreign currency.
• Amount of the operation in pesos.
• Commerce name.
• Commerce code (following international nomenclature).
• Trade identification number.

What about additional cards

This information must be provided both by the expenses of the card holder and for those who have additional plastics authorized by the holder.

The provisions of this general resolution will enter into force on the day of its publication in the Official Gazette and They will apply for obligations whose maturities operate as of July 1, 2025inclusive.

In addition, they are still valid Other obligations for financial entities, such as informing Arca About accounts that:

• Record more than $ 600,000 in consumption with debit card.
• Have balances greater than $ 1 million.

In this way, Arca will have from the maturities that operate in July a strong control of operations with cards abroad, which can be reflected in our part or influence the categorization of the monotax.